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Innovative Reserving Process in Non-life Insurance

Annual e-Convention of the German Actuarial Associations DAV and DGVFM

 


 

Innovative Reserving process in non-life insurance: a challenge for Risk Management

Recent surveys carried out among various market players have shown that aggregated reserving methodologies remain preferred in the calculations of non-life insurance reserves.
However, the recent development of Machine Learning in actuarial sciences allows the emergence of new visions of claims and show a growing interest in new ways to estimate reserve based on individual assessment.

This presentation presents a new way to integrate these methods by the actuarial reserving team to produce a complete and innovated process.


  Data Quality

  Data Analysis

  Segmentation


  Reserving : ASICR methodology



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